Cruise Insurance

An illness, an accident or an unexpected situation can arise before or during any type of vacation. Such an event might cause you to cut short your cruise or cause your trip to be canceled altogether. Unfortunately, most cruise lines impose penalties for canceling a cruise within 60 days of departure, up to and including loss of the entire cruise price. A few lines penalize for cancellations as much as 90 or 120 days in advance of departure.

Because a cruise is a significant investment, most cruise lines offer some form of insurance to protect their passengers from financial loss in the event of an emergency. Details and prices vary from cruise line to cruise line, as do coverage limits and exclusions.

If you decide to purchase insurance, you will have two options, to go with the cruise line's plan or to use our independent insurance provider, Generali Global Assistance. Use the summaries below to compare policies and prices.

Generali can provide insurance coverage to all customers, regardless of their country of citizenship, except residents of the province of Quebec, Canada.

For more information or a complete copy of a policy, ask your Vacations To Go cruise counselor.

Independent Insurance Coverage

Generali Global Assistance

Cruise Line Coverage

American Cruise Lines
Atlas Ocean Voyages
Azamara
Carnival
Celebrity
Celestyal Cruises
Costa Cruises
Crystal
Cunard
Disney
Emerald Cruises
Explora Journeys
Holland America
Hurtigruten
HX
MSC Cruises
National Geographic-Lindblad
Norwegian
Oceania Cruises
P&O Cruises
Paul Gauguin Cruises
Ponant
Princess
Quark Expeditions
Regent
Ritz-Carlton Yacht Collection
Royal Caribbean
Scenic Cruises
Seabourn
SeaDream Yacht Club
Silversea
Star Clippers
Victory Cruise Lines
Viking Cruises
Virgin Voyages
Windstar