Benefit Highlights
Trip Cancellation & Interruption
Protects travel investments if a trip is cancelled or interrupted. Recover non-refundable, prepaid trip costs for the following covered reasons:
Trip Delay
Provides reimbursement for additional costs such as accommodations, transportation, and meals if a trip is delayed 5 hours or more for a covered reason.
Missed Cruise Connection
Includes reimbursement for unused, non-refundable expenses and additional costs such as accommodations, transportation, and meals if your connection is missed by 3 hours or more for a covered reason.
Baggage & Baggage Delay
Safeguards personal articles and expense if bags are lost, stolen, damaged, or delayed for 12 hours or more.
Emergency Medical Expenses
Provides coverage for emergency medical treatment if a sickness or injury occurs while traveling.
Emergency Medical Evacuation
Provides coverage for emergency evacuation, if necessary, to the nearest qualified medical facility, also includes repatriation.
24 Hour AD&D
Provides coverage for loss of life, limbs or sight from a covered accidental injury while traveling.
Travel Assistance & Concierge*
Includes a wide range of services before and during trips through a 24/7 toll free number. Includes assistance with medical emergencies, lost documents or baggage, event ticketing, business services, and much more.
Benefits & Rates
Base Plan Benefits |
Coverage Per Person |
Trip Cancellation |
100% of Trip Cost ($50,000 limit) |
Trip Interruption |
150% of Trip Cost ($75,000 limit) |
Trip Delay/ Missed Cruise Connection |
$ 750 |
Baggage/Baggage Delay |
$1,000/$250 |
Emergency Accident & Sickness Medical Expense |
$50,000 |
Emergency Medical Evacuation/Repatriation |
$500,000 |
24 Hour AD&D |
$25,000 |
Travel Assistance & Concierge* |
Included |
Trip Cost |
Base Rate Plans Per Person |
$0 excludes trip cancellation** |
$34 |
$1 - $500 |
$42 |
$501 - $1,000 |
$61 |
$1,001 - $1,500 |
$82 |
$1,501 - $2,000 |
$107 |
$2,001 - $2,500 |
$132 |
$2,501 - $3,000 |
$155 |
$3,001 - $3,500 |
$171 |
$3,501 - $4,000 |
$184 |
$4,001 - $4,500 |
$205 |
$4,501 - $5,000 |
$229 |
$5,001 - $5,500 |
$269 |
$5,501 - $6,000 |
$306 |
$6,001 - $6,500 |
$326 |
$6,501 - $7,000 |
$365 |
$7,001 - $8,000 |
$403 |
$8,001 - $9,000 |
$441 |
$9,001 - $10,000 |
$478 |
*Provided by designated assistance provider.
**Receive all other base plan benefits including $1,000 in trip interruption coverage.
Exclusions & Limitations
The following exclusion applies to the Medical Expense, Trip Cancellation, Trip Interruption, and Trip Delay coverages:
We will not pay for loss or expense caused by or incurred resulting from a Pre-Existing Condition, as defined in the plan, including death that results therefrom. The exclusion does not apply to benefits under the Medical Evacuation and Repatriation Benefits.
The following exclusions apply to all coverages:
We will not pay for any loss under the plan, caused by, or resulting from:
Please refer to your Description of Coverage for Baggage/Baggage Delay and Rental Car Damage exclusions.
Meet Your Travel Needs
In today’s travel environment it’s important to protect you and your trip investment. Meet your travel needs with customized coverage and find the peace of mind your trip deserves with these valuable highlights:
Primary Coverage
Receive reimbursement for your eligible losses first, with no deductibles, and before any other collectible insurance.
Customize with Upgrades
Customize the plan to fit your individual lifestyle with three upgrades to choose from: Cancel for Any Reason Pak, Transportation Pak and Lifestyle Paks. Each pak offers a unique set of benefits perfect for many types of travel and covers everyone on the policy. Choose as many as you need!
21 Day Pre-Existing Waiver
Purchase the plan within 21 days of initial trip deposit and pre-existing medical conditions are eligible for coverage.
Post Departure Protection
Select the $0 trip cost level if you don’t need cancellation coverage. Receive all other base plan benefits, plus $1,000 in trip interruption coverage.
Ten Day Free Look
If you are not completely satisfied within 10 days of purchasing this plan, the insurance company will refund your premium cost, if you have not departed on your trip or filed a claim.
This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.
If you book a Quark cruise, you can purchase insurance from Quark or from the independent insurance provider, Generali Global Assistance (formerly CSA Travel Protection). Click here to see details of the Go Plan from Generali Global Assistance.